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Dually truck insurance, decoded

Plain-English guides on dually truck coverage — commercial auto, physical damage, cargo, GAP, and non-trucking liability for working truck owners.

Commercial Auto Insurance for Dually Trucks: What Every Owner Needs to Know
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Commercial AutoJune 20, 20263 min read

Commercial Auto Insurance for Dually Trucks: What Every Owner Needs to Know

Personal auto policies exclude business use — and most dually truck owners use their trucks for business. Here's what commercial auto means for F-350, Ram 3500, and Silverado 3500 owners.

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Physical Damage3 min read

Agreed Value vs. ACV: Why It Matters for Your Dually Truck

An ACV settlement on a totaled dually truck can leave you $20,000 or more short of replacement. Here's why agreed value matters and how to get it.

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Non-Trucking Liability3 min read

Non-Trucking Liability for Dually Truck Owner-Operators

If you operate your dually under a motor carrier authority or lease it to a carrier, you need non-trucking liability coverage for when you're off dispatch. Here's how it works.

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Cargo Insurance2 min read

Cargo Insurance for Dually Truck Haulers: Equipment, Livestock, and Tools

Commercial auto doesn't cover what's in your truck bed or on your trailer. Cargo insurance does. Here's what every dually truck hauler needs to know.

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GAP Coverage3 min read

GAP Coverage for Dually Trucks: Protecting Your Loan on a Totaled Truck

When your financed dually is totaled, you might owe more than the insurance settlement. GAP coverage bridges that difference. Here's when it makes sense.

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